ÿþ<!DOCTYPE HTML PUBLIC "-//W3C//DTD HTML 4.01 Transitional//EN" "http://www.w3.org/TR/html4/loose.dtd"> <html><head> <meta http-equiv="Content-Type" content="text/html; charset=iso-8859-1"> <title>Crossroads Equipment Lease &amp; Finance</title> <style type="text/css"> <!-- body { background-image: url(images/bg-strip.gif); background-color: #4F4F4F; background-position: center; background-repeat: repeat-y; } --> </style> <script language="JavaScript" type="text/JavaScript"> <!-- function MM_swapImgRestore() { //v3.0 var i,x,a=document.MM_sr; for(i=0;a&&i<a.length&&(x=a[i])&&x.oSrc;i++) x.src=x.oSrc; } function MM_preloadImages() { //v3.0 var d=document; if(d.images){ if(!d.MM_p) d.MM_p=new Array(); var i,j=d.MM_p.length,a=MM_preloadImages.arguments; for(i=0; i<a.length; i++) if (a[i].indexOf("#")!=0){ d.MM_p[j]=new Image; d.MM_p[j++].src=a[i];}} } function MM_findObj(n, d) { //v4.01 var p,i,x; if(!d) d=document; if((p=n.indexOf("?"))>0&&parent.frames.length) { d=parent.frames[n.substring(p+1)].document; n=n.substring(0,p);} if(!(x=d[n])&&d.all) x=d.all[n]; for (i=0;!x&&i<d.forms.length;i++) x=d.forms[i][n]; for(i=0;!x&&d.layers&&i<d.layers.length;i++) x=MM_findObj(n,d.layers[i].document); if(!x && d.getElementById) x=d.getElementById(n); return x; } function MM_swapImage() { //v3.0 var i,j=0,x,a=MM_swapImage.arguments; document.MM_sr=new Array; for(i=0;i<(a.length-2);i+=3) if ((x=MM_findObj(a[i]))!=null){document.MM_sr[j++]=x; if(!x.oSrc) x.oSrc=x.src; x.src=a[i+2];} } //--> </script> <link href="cr.css" rel="stylesheet" type="text/css"> <script type="text/javascript"> var _gaq = _gaq || []; _gaq.push(['_setAccount', 'UA-23010253-1']); _gaq.push(['_trackPageview']); (function() { var ga = document.createElement('script'); ga.type = 'text/javascript'; ga.async = true; ga.src = ('https:' == document.location.protocol ? 'https://ssl' : 'http://www') + '.google-analytics.com/ga.js'; var s = document.getElementsByTagName('script')[0]; s.parentNode.insertBefore(ga, s); })(); </script></head> <body onLoad="MM_preloadImages('images/crossroads-logo-roll.gif','images/benefits2.gif','images/typesofleasing2.gif','images/financing2.gif','images/glossary2.gif','images/contactingus2.gif','images/home2.gif')"> <table width="953" border="0" align="center" cellpadding="0" cellspacing="0" bgcolor="#FFFFFF"> <tr> <td width="474"><a href="index.htm" onMouseOut="MM_swapImgRestore()" onMouseOver="MM_swapImage('Image1','','images/crossroads-logo-roll.gif',1)"><img src="images/crossroads-logo.gif" alt="Crossroads Equipment Lease & Finance" name="Image1" width="304" height="113" border="0"></a><img src="images/pfac.gif" width="157" height="113"></td> <td width="464"><div align="right"><span class="phone">Phone: 909-786-3040<br> </span> <span class="address">9121 Haven Ave, Suite 270, Rancho Cucamonga, CA. 91730<br> <br> </span><span class="address"><a href="makepayment.htm"> Need to make an online payment? Do so here &gt;</a><br> <a href="applyforcredit.htm">Apply for Credit &gt;</a><br> <a href="http://jgd.fleetlocate.com/login/fleetlocate/login.aspx" target="_blank">&lt; TRACK MY TRUCK &gt;</a></span><br> </div></td> <td width="15">&nbsp;</td> </tr> </table> <div align="center"> <table width="953" height="35" border="0" cellpadding="5" cellspacing="0"> <tr> <td background="images/orange-strip.gif"><div align="center"><a href="index.htm" class="main-menu">&gt; Home</a>&nbsp;&nbsp;&nbsp;<a href="what-are-the-benefits-of-leasing.htm" class="main-menu">&gt; What are the BENEFITS of LEASING?</a>&nbsp;&nbsp;&nbsp;<a href="types-of-leasing.htm" class="main-menu">&gt; Types of Leasing</a>&nbsp;&nbsp;&nbsp;<a href="financing-options.htm" class="main-menu-r">&gt; Financing Options</a>&nbsp;&nbsp;&nbsp;<a href="glossary.htm" class="main-menu">&gt; Glossary</a>&nbsp;&nbsp;&nbsp;<a href="contact.htm" class="main-menu">&gt; Contacting Us</a> </div></td> </tr> </table> <table width="953" border="0" cellspacing="15" cellpadding="0"> <tr> <td colspan="2" align="left" class="heading">Financing Options <br> <span class="maintext"> Whether you are purchasing a new or used truck, trailer, or bus, Crossroads can help with your financing needs. We offer flexible structuring to accommodate your needs. Financing terms up to 84 months depending on the equipment. Balloon payments, skip payments and zero down available for qualified customers.</span></td> </tr> <tr> <td width="508" align="left" class="maintext"><span class="heading">Cash vs. Finance  Why Finance? </span></td> <td width="400" align="left" class="maintext"><span class="heading">Use other people's money </span></td> </tr> <tr valign="top"> <td align="left" class="maintext"><strong>Liquidity  conserve cash in the event of unforeseen troubles </strong><br> <br> " Slow paying customers <br> " Payroll constraints <br> " Economic downturns <br> <strong><br> Use your cash for alternative Uses </strong><br> <br> &bull; Fund projects that cannot be financed <br> &bull; Build cash reserves <br> &bull; Save on taxes by prepaying expenses </td> <td align="left" class="maintext">If you haven t already thought of leasing you may want to consider the benefits. <br> <br> <table width="400" border="1" cellpadding="2" cellspacing="0" bordercolor="#0766BB"> <tr class="smalllist"> <td width="218"><strong>Sample Transaction Details</strong></td> <td width="78"><div align="center"><strong>Loan</strong></div></td> <td width="84"><div align="center"><strong>Lease</strong></div></td> </tr> <tr class="smalllist"> <td>Term</td> <td><div align="center">60</div></td> <td><div align="center">60</div></td> </tr> <tr class="smalllist"> <td>Vehicle Cost </td> <td><div align="center">105,500.00</div></td> <td><div align="center">105,500.00</div></td> </tr> <tr class="smalllist"> <td>Down Payment </td> <td><div align="center">10,550.00</div></td> <td><div align="center">&nbsp;</div></td> </tr> <tr class="smalllist"> <td>Securty Deposit </td> <td><div align="center">&nbsp;</div></td> <td><div align="center">3,600.00</div></td> </tr> <tr class="smalllist"> <td>Amount Financed or Leased </td> <td><div align="center">94,950.00</div></td> <td><div align="center">105,500.00</div></td> </tr> <tr bgcolor="#6699FF" class="smalllist"> <td>Monthly Payment </td> <td><div align="center">2,040.85</div></td> <td bgcolor="#6699FF"><div align="center">1,823.08</div></td> </tr> <tr class="smalllist"> <td>Residual Value </td> <td><div align="center">&nbsp;</div></td> <td><div align="center">21,100.00</div></td> </tr> <tr class="smalllist"> <td>Down Payment / Security Deposit </td> <td><div align="center">10,550.00</div></td> <td><div align="center">3,600.00</div></td> </tr> <tr class="smalllist"> <td>Total Monthly Payments </td> <td><div align="center">122,451.00</div></td> <td><div align="center">109,384.80</div></td> </tr> <tr class="smalllist"> <td>Residual Value </td> <td><div align="center">&nbsp;</div></td> <td><div align="center">21,100.00</div></td> </tr> <tr class="smalllist"> <td>Refund of Security Deposit </td> <td><div align="center">&nbsp;</div></td> <td><div align="center">(3,600.00)</div></td> </tr> <tr class="smalllist"> <td>Total Paid </td> <td><div align="center">133,001.00</div></td> <td><div align="center">130,484.80</div></td> </tr> <tr bgcolor="#0766BB" class="smalllist"> <td class="maintext"><strong class="boldwhitelarge">TOTAL SAVINGS </strong></td> <td colspan="2" bgcolor="#0766BB" class="maintext"><strong class="boldwhitelarge">$2,516.20 + tax benefits </strong></td> </tr> </table> <br> <span class="smalllist">A typical down payment on a loan is 10%. A typical security deposit on a lease is equal to 2 payments and these may be refundable at the end of the lease!</span></td> </tr> </table></td> </tr> </table> </div><!-- Start of StatCounter Code --> <script type="text/javascript"> var sc_project=4202308; var sc_invisible=1; var sc_partition=48; var sc_click_stat=1; var sc_security="62735976"; </script> <script type="text/javascript" src="http://www.statcounter.com/counter/counter.js"></script><noscript><div class="statcounter"><a title="free hit counters" href="http://www.statcounter.com/free_hit_counter.html" target="_blank"><img class="statcounter" src="http://c.statcounter.com/4202308/0/62735976/1/" alt="free hit counters" ></a></div></noscript> <!-- End of StatCounter Code --> </body> </html>